Microfinance

SAHARA UTSAGA WELFARE SOCIETY (SUWS) developed a well managed microfinance company catering to a large part of West Bengal and proud owners of India 5000 Best MSME Company  2018.

Women from poorest of the poor and under privilege families living in distress situation in both rural and urban areas are being provided microcredit by SUWS and the whole operation runs through its branches, located in within the close proximity. Here is a snap shot of activities at branches:

AREA SELECTION:

After the approval of the higher management the target area selection is done by the Regional Manager (BM), Divisional Manager(DM) and Community organizer (CO). They visit the place and considered three major points for area selection and those are:

  • Number of poor households in the area.
  • Primary and secondary Occupation if any of those families.
  • Availability/ non-availability of constant flow of income.

 

GROUP FORMATION :

  • CO meets a large section of the community, and request to have a meeting. Female members to be present as the educating these people that can be done if books are made accessible to these people. SUWS believes that today’s children are tomorrow’s leader and hence aims at reaching those children who are denied their basic right to education due to inability to afford education. Hence, SUWS organizes various book distribution campaigns throughout the year to provide free books and stationery to underprivileged children along with other educational materials like exercise books, pen, pencils, erasers and school bags.

Child Protection

The United Nations Convention on the Rights of the Child (UNCRC) defines Child Rights as the minimum entitlements and freedoms that should be afforded to every citizen below the age of 18 regardless of race, national origin, colour, gender, language, religion, opinions, origin, wealth, birth status, disability, or other characteristics. These rights encompass freedom of children and their civil rights, family environment, necessary healthcare and welfare, education, leisure and cultural activities and special protection measures. It outlines the fundamental human rights that should be afforded to children in four broad classifications that suitably cover all civil, political, social, economic and cultural rights of every child:

Our interventions are designed to include

  • Involve in immediate and critical needs by addressing the problem.
  • Community mobilization linking child rights and local pre-dominant issues like school enrollment, health care, exploitation, torture etc.
  • Capacity building primarily among the mothers and other adults to know the child rights specially of those who are in distress condition and children with special need.
  • Provide support for school going children in terms of books and other educational materials and also handholding support to first generation learners through free or subsidized coaching assistance.