Performance of SUWS
Particulars |
2017-18 |
2016-17 |
2015-16 |
2014-15 |
2013-14 |
2012-13 |
|
Institutional Profile |
|||||||
No. of Districts |
9 |
9 |
9 |
9 |
8 |
8 |
|
No. of Villages/Towns |
2261 |
2281 |
2274 |
2265 |
2,193 |
2,481 |
|
No. of Branches |
82 |
91 |
91 |
91 |
88 |
100 |
|
No. of CO |
284 |
327 |
322 |
324 |
317 |
471 |
|
Total Staff Strength |
402 |
456 |
447 |
455 |
461 |
666 |
|
No. of Active Members |
119921 |
113877 |
104943 |
94964 |
84,718 |
93,506 |
|
No. of Active Borrowers |
57903 |
61452 |
64023 |
65705 |
61,114 |
67,194 |
|
No. of Loan Disbursed |
56507 |
60477 |
63750 |
55081 |
56,501 |
76,531 |
|
New Clients joined during the period |
10566 |
11374 |
13535 |
55081 |
12,881 |
6,181 |
|
Members drop out during the period |
4927 |
2441 |
3556 |
5134 |
20,390 |
14,580 |
|
Borrowers/Members Ratio(%) |
48.28 |
53.96 |
61.01 |
69.19% |
72.14 |
71.86 |
|
Loan Portfolio (in Crore) |
|||||||
Loan Disbursed during the year |
100.31 |
97.33 |
96.56 |
74.47 |
80.63 |
98.59 |
|
Cumulative Loan Disbursed |
1080.49 |
980.18 |
887.74 |
801.36 |
735.34 |
654.70 |
|
Loan Realised during the year |
107.51 |
96.19 |
95.87 |
77.74 |
80.78 |
107.38 |
|
Loan Portfolio |
30.73 |
45.31 |
44.63 |
44.31 |
44.23 |
45.28 |
|
Sustainability/Profitability |
|||||||
Operating Self-sufficiency(%) |
113.29 |
97.09 |
103.46 |
86.94 |
88.50 |
112.11 |
|
Yield on Gross Portfolio(%) |
23.56 |
23.82 |
23.66 |
25.31 |
24.98 |
32.19 |
|
Cost of Fund(%) |
2.90 |
5.37 |
5.24 |
14.48 |
14.24 |
14.86 |
|
Other Ratios |
|||||||
Portfolio at Risk (>60 days) (%) |
0.19 |
3.97 |
1.34 |
1.25 |
0.82 |
2.61 |
|
Risk Coverage Ratio(%) |
2.45 |
2.68 |
0.97 |
1.29 |
1.27 |
2.83 |
|
Current Repayment Rate(%) |
99.25 |
86.63 |
99.93 |
99.77 |
99.76 |
99.95 |
|
Efficiency/Productivity |
|||||||
Loan Officer Productivity (no) |
188 |
199 |
203 |
193 |
143 |
||
Personnel Productivity (no) |
250 |
235 |
209 |
184 |
140 |
||
Average Loan Size on Yearly Disbursement |
16094 |
15146 |
13520 |
14,271 |
12,882 |
||
Average Outstanding Loan Size |
7373 |
6971 |
6744 |
7,237 |
6,739 |
||
Average Outstanding Loan Size by the Active Members |
3979 |
4253 |
4666 |
5220 |
4,842 |
||
Average Loan Portfolio Per CO |
1385699 |
1386000 |
1367634 |
13,95,115 |
9,61,341 |
SUWS Performance Highlights
Year |
Active Borrowers |
2013-14 |
61114 |
2014-15 |
65705 |
2015-16 |
64023 |
2016-17 |
61452 |
2017-18 |
57903 |
Year |
Loan Disbursed |
2013-14 |
8063.06 |
2014-15 |
7446.88 |
2015-16 |
9655.64 |
2016-17 |
9733.34 |
2017-18 |
10030.53 |
Year |
Total Income |
2013-14 |
1148.21 |
2014-15 |
1144.05 |
2015-16 |
1062.62 |
2016-17 |
1095.27 |
2017-18 |
1921.64 |
Cycle No |
No. of Borrowers |
1st |
12535 |
2nd |
9229 |
3rd |
6849 |
4th |
4892 |
Above 4th |
24398 |
Total |
57903 |
Year |
Active Members |
2013-14 |
84718 |
2014-15 |
94964 |
2015-16 |
104943 |
2016-17 |
113877 |
2017-18 |
119921 |
Year |
Loan Outstanding |
2013-14 |
4422.51 |
2014-15 |
4431.13 |
2015-16 |
4462.92 |
2016-17 |
4531.24 |
2017-18 |
3072.89 |
Year |
Surplus |
2013-14 |
(151.97) |
2014-15 |
(241.74) |
2015-16 |
(61.18) |
2016-17 |
(125.81) |
2017-18 |
126.96 |
Purpose of Loan |
% |
Agri-Processing |
7.57 |
Animal Husbandry |
1.42 |
Business |
78.59 |
Family Needs |
1.67 |
Handicraft |
8.6 |
Machine Purchase |
1.43 |
Van Purchase |
0.34 |
Housing |
0.38 |
Total |
100.00 |
There is no wishlist item.