Particulars

2017-18

2016-17

2015-16

2014-15

2013-14

2012-13

Institutional Profile

No. of Districts

9

9

9

9

8

8

No. of Villages/Towns

2261

2281

2274

2265

2,193

2,481

No. of Branches

82

91

91

91

88

100

No. of CO

284

327

322

324

317

471

Total Staff Strength

402

456

447

455

461

666

No. of Active Members

119921

113877

104943

94964

84,718

93,506

No. of Active Borrowers

57903

61452

64023

65705

61,114

67,194

No. of Loan Disbursed

56507

60477

63750

55081

56,501

76,531

New Clients joined during the period

10566

11374

13535

55081

12,881

6,181

Members drop out during the period

4927

2441

3556

5134

20,390

14,580

Borrowers/Members Ratio(%)

48.28

53.96

61.01

69.19%

72.14

71.86

Loan Portfolio (in Crore)

Loan Disbursed during the year

100.31

97.33

96.56

74.47

80.63

98.59

Cumulative Loan Disbursed

1080.49

980.18

887.74

801.36

735.34

654.70

Loan Realised during the year

107.51

96.19

95.87

77.74

80.78

107.38

Loan Portfolio

30.73

45.31

44.63

44.31

44.23

45.28

Sustainability/Profitability

Operating Self-sufficiency(%)

113.29

97.09

103.46

86.94

88.50

112.11

Yield on Gross Portfolio(%)

23.56

23.82

23.66

25.31

24.98

32.19

Cost of Fund(%)

2.90

5.37

5.24

14.48

14.24

14.86

Other Ratios

Portfolio at Risk (>60 days) (%)

0.19

3.97

1.34

1.25

0.82

2.61

Risk Coverage Ratio(%)

2.45

2.68

0.97

1.29

1.27

2.83

Current Repayment Rate(%)

99.25

86.63

99.93

99.77

99.76

99.95

Efficiency/Productivity

Loan Officer Productivity (no)

188

199

203

193

143

Personnel     Productivity (no)

250

235

209

184

140

Average Loan Size on Yearly Disbursement

16094

15146

13520

14,271

12,882

Average Outstanding Loan Size

7373

6971

6744

7,237

6,739

Average Outstanding Loan Size by the Active Members

3979

4253

4666

5220

4,842

Average Loan Portfolio Per CO

1385699

1386000

1367634

13,95,115

9,61,341